In this photo, my mom explains to young Fang that in these uncertain economic times, it is necessary for him to examine his personal financial plan very closely — to make some tough decisions before things get out of control.

"You could consider rolling over your various 401k accounts — all of which, I'm sorry to tell you, have lost a considerable amount of money. A Roth IRA might make sense for a cat your age."

[silence]

"Could I take the losses as a write-off?"

"Yes Jeans, you can take the losses as a write-off."

[purring sound]